Built to Lend a Hand Program
FAQ's
Q: Will the Special 0/84 program will have the same customer requirements as
the normal 84 mo. finance program - Minimum FICO of 680, Tier 0-2, 115%
advance cap?
A: (From FMCC) Enhanced guidelines will apply - Tier 0-2, Minimum FICO of 620,
and 120% advance cap.
Q: Is the "Built to Lend a Hand" three payment program compatible with the 0%
for 84-month promotion?
A: No, customers cannot take the 0% for 84 offer and have their first three
payments covered. However, customers can still take advantage of the 90 Day
deferred payment program.
Q: How will the "Built to Lend a Hand" three payment program be facilitated?
A: Customer can choose to use the Ford Credit Bonus Cash in three different
ways.
1. Apply the full rebate to the deal like any other rebate
2. Elect to receive a check for the rebate amount which can be used
to make their first three payments
3. Dealer can make the first three payments on the customers
behalf
Q: Are 2Q ICI programs compatible with the Special 0%/84?
A: Yes, ICI programs are compatible with the special rate
Q: How was the average lease payment calculated to determine the 3-month
'Built to Lend a Hand' RCL cash amount?
A: Average lease transaction prices were used on vehicles regularly featured in
T1.5 & T2 advertisements, plus applicable incentives to determine an average
payment on a 24-month and 36-month lease. Due to the split in take-rates
between 24-month and 36-month lease contracts, an average payment of the
terms was used. Vehicle trim/packages used to determine an average monthly
payment include:
• Fusion SE 150A
• Mustang EcoBoost 100A
• EcoSport SE 200A
• Escape SE 200A
• Edge SEL 201A
• Explorer XLT 202A
• Expedition XLT 202A
• Ranger XLT 301A
• F150 Super Crew XLT 302A
Q: How was the average retail payment calculated to determine the 3-month
'Built to Lend a Hand' FCBC?
A: Average retail transaction prices were used on vehicles regularly featured in
T1.5 & T2 advertisements with a 10% down payment and applicable incentives
to determine an average payment based on a 72-month retail contract. The 10%
down payment is in line with average actual down payment data from Ford
Credit, which includes trade equity. Vehicle trim/packages used to determine
an average monthly payment include:
• Same as vehicles listed above
• F250 Crew Cab XLT